Dual Message Authorization and Clearing Flow
Master dual message authorization and clearing flow to cut payment risk, prevent duplicate postings, and fix FX mismatches. Learn issuer-grade reconciliation, chargeback handling, and monitoring controls to protect balances and improve financial performance.

flexible workload from 4 to 360h
valid certificate in your country
What will I learn?
Master dual message authorization and clearing from end to end with this focused, practical course. You will learn key concepts, message lifecycles, and network-specific behavior for Visa, Mastercard, and Elo, then dive into issuer system design, reconciliation logic, FX handling, and dispute flows. Realistic scenarios, monitoring checklists, and robust controls help you reduce errors, manage risk, and optimize transaction posting with confidence.
Elevify advantages
Develop skills
- Design issuer auth holds: control balances, limits, expiries and reauthorizations.
- Implement dual message matching: RRN, PAN, timestamps, fuzzy rules and FX checks.
- Build robust clearing flows: reversals, adjustments, chargebacks and settlements.
- Set up reconciliation controls: detect duplicates, orphans, late clears and FX errors.
- Interpret Visa, Mastercard, Elo dual message rules for accurate posting.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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