flexible workload from 4 to 360h
valid certificate in your country
What will I learn?
The Credit Fundamentals Course gives you practical skills to evaluate personal loans, student cards, and starter credit products with confidence. Learn key terms, APR, amortization, and total cost comparisons, then apply them using spreadsheets and clear templates. Build an actionable 6–12 month credit plan, set safe usage rules, avoid costly mistakes, and monitor reports for long-term, responsible credit management.
Elevify advantages
Develop skills
- Analyze credit cards: compare student offers, fees, rewards, and fine print.
- Model credit costs: calculate APR, interest, and payoff timelines in spreadsheets.
- Evaluate loan options: assess affordability, DTI, and total borrowing cost fast.
- Build strong credit: apply safe utilization, on-time payment, and monitoring habits.
- Create a 6–12 month credit plan: choose products, limits, and clear action steps.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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