flexible workload from 4 to 360h
valid certificate in your country
What will I learn?
The Credit Course gives you practical, step-by-step skills to evaluate small business borrowers with confidence. Learn core lending principles, secured vs unsecured structures, key U.S. regulations, and the 5 Cs of credit. Build fluency in financial statements, cash flow, DSCR, and debt ratios, then apply clear workflows for structuring terms, drafting covenants, assessing collateral, and writing concise, well-supported credit recommendations.
Elevify advantages
Develop skills
- Analyze small business financials: ratios, cash flow, and debt capacity fast.
- Structure smart loan terms: pricing, covenants, maturities, and repayment sources.
- Apply the 5 Cs of Credit: blend quantitative and qualitative judgment in days.
- Draft clear credit memos: concise approvals, conditions, and decline rationales.
- Evaluate collateral and guarantees: value assets, perfect liens, and limit losses.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
Your lessons are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to change platforms... I'm grateful for everything you do, I've already recommended you to other people...

Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content I don't need.

Mariana FerresPhotography Student
I like the content and the way videos are presented and transcribed, which speeds up the process!

Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos help a lot with learning.

André FelipePrompt Engineering Student
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