Dual Message Authorization and Clearing Flow
Master dual message authorisation and clearing processes to minimise payment risks, avoid duplicate postings, and resolve FX mismatches. Gain skills in issuer-level reconciliation, chargeback management, and monitoring controls to safeguard balances and boost financial outcomes.

flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
Learn end-to-end dual message authorisation and clearing in this practical course. Cover essential concepts, message lifecycles, and network behaviours for Visa, Mastercard, and Elo. Explore issuer system design, reconciliation methods, FX management, and dispute processes. Use real-world scenarios, monitoring tools, and strong controls to cut errors, handle risks, and streamline transaction posting effectively.
Elevify advantages
Develop skills
- Design issuer authorisation holds: manage balances, limits, expiries, and reauthorisations.
- Implement dual message matching: RRN, PAN, timestamps, fuzzy rules, and FX checks.
- Build strong clearing processes: reversals, adjustments, chargebacks, and settlements.
- Set up reconciliation controls: identify duplicates, orphans, late clears, and FX errors.
- Understand Visa, Mastercard, Elo dual message rules for correct posting.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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