Customer Risk Course
Gain mastery in customer risk management in finance through practical techniques to evaluate creditworthiness, scrutinise SME financials, compare industry standards, develop scorecards, structure loans with covenants, and communicate credit recommendations confidently to decision-makers.

flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
This course equips you with essential tools to assess commercial borrowers effectively. You will grasp key credit risk principles, examine SME financial reports, benchmark sectors with trusted external sources, create basic scoring systems, design loans using strong covenants and security, and draft compelling credit memos for informed lending choices.
Elevify advantages
Develop skills
- SME financial analysis: quickly read, adjust, and compare key financial statements.
- Credit risk modelling: develop straightforward PD, LGD, and scoring models for SMEs.
- Loan structuring: customise covenants, collateral, and pricing based on borrower risk.
- Industry risk benchmarking: leverage external data to evaluate margins, debt levels, and risks.
- Credit memo writing: clearly articulate approvals, terms, and rejections for management review.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
Your classes are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to change platforms... I thank you for everything you do, I've already recommended you to other people...

Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content that I don't need.

Mariana FerresPhotography Student
I like the content and the way of presentation and video transcription, which speeds up the process!

Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos help a lot in learning.

André FelipePrompt Engineering Student
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