Customer Risk Course
Gain mastery in customer risk management in finance through practical techniques to evaluate creditworthiness, scrutinise SME financials, compare industry standards, develop scorecards, structure loans with covenants, and communicate credit recommendations confidently to decision-makers.

flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
This course equips you with essential tools to assess commercial borrowers effectively. You will grasp key credit risk principles, examine SME financial reports, benchmark sectors with trusted external sources, create basic scoring systems, design loans using strong covenants and security, and draft compelling credit memos for informed lending choices.
Elevify advantages
Develop skills
- SME financial analysis: quickly read, adjust, and compare key financial statements.
- Credit risk modelling: develop straightforward PD, LGD, and scoring models for SMEs.
- Loan structuring: customise covenants, collateral, and pricing based on borrower risk.
- Industry risk benchmarking: leverage external data to evaluate margins, debt levels, and risks.
- Credit memo writing: clearly articulate approvals, terms, and rejections for management review.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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