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Applied Credit Analysis Course

Applied Credit Analysis Course
flexible workload of 4 to 360h
valid certificate in your country

What will I learn?

This course equips you with hands-on techniques to assess borrowers effectively. You will learn to adjust financial statements, analyse vital ratios, construct cash flow-driven debt models, craft covenants, evaluate collateral, and track portfolios using early warnings and recovery measures for better deal structuring and risk control.

Elevify advantages

Develop skills

  • Credit data normalisation: Clean, adjust, and standardise financial statements quickly.
  • Financial ratio analysis: Convert liquidity, leverage, and coverage ratios into key decisions.
  • Cash flow and DSCR modelling: Create 5-year debt projections, stress tests, and refinancing scenarios.
  • Covenant structuring: Develop practical covenants, collateral evaluation, and loan terms.
  • Early warning monitoring: Establish EWI dashboards, watchlists, and escalation procedures.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

I was just promoted to Intelligence Advisor of the Prison System, and the course from Elevify was crucial for me to be chosen.
EmersonPolice Investigator
The course was essential to meet the expectations of my boss and the company I work for.
SilviaNurse
Very great course. Lots of rich information.
WiltonCivil Firefighter

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