Applied Credit Analysis Course
4.9/5
Gain practical expertise in credit analysis. Master cleaning financial statements, analysing ratios, modelling cash flows and debt capacity, designing covenants, and monitoring risks to enable confident lending and investment choices across markets.

4.9 in rating
flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
This course equips you with hands-on techniques to assess borrowers effectively. You will learn to adjust financial statements, analyse vital ratios, construct cash flow-driven debt models, craft covenants, evaluate collateral, and track portfolios using early warnings and recovery measures for better deal structuring and risk control.
Elevify advantages
Develop skills
- Credit data normalisation: Clean, adjust, and standardise financial statements quickly.
- Financial ratio analysis: Convert liquidity, leverage, and coverage ratios into key decisions.
- Cash flow and DSCR modelling: Create 5-year debt projections, stress tests, and refinancing scenarios.
- Covenant structuring: Develop practical covenants, collateral evaluation, and loan terms.
- Early warning monitoring: Establish EWI dashboards, watchlists, and escalation procedures.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
Your classes are perfect. I got the one-year package and finally have the chance to follow several topics I'm interested in without having to switch platforms... I appreciate everything you do, I've already recommended you to others...

Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can switch chapters and skip content I don't need.

Mariana FerresPhotography Student
I like the content and the way the videos are presented and transcribed, which speeds up the process!

Luciana AlvarengaNail Design Student
The platform is fast and easy to use. The variety of content and the supplementary videos really help with learning.

Giulio CarloPrompt Engineering Student
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