Credit Risk Course
This course equips you with essential skills to master credit risk in retail banking, focusing on personal loans and credit cards. Delve into PD, LGD, EAD, roll rates, vintage analysis, and early delinquency factors. Transform data insights into actionable dashboards, policy recommendations, and ROI-driven strategies for senior leadership.

flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
Gain practical expertise in managing early delinquency for personal loans and credit cards. Master key concepts including PD, LGD, EAD, roll rates, and vintage analysis. Develop skills to create robust datasets, connect portfolio performance with macroeconomic factors, and produce insightful dashboards and executive reports to guide policy, pricing, underwriting, and collections strategies effectively.
Elevify advantages
Develop skills
- Early delinquency analytics: swiftly build roll rates, vintages, and cure metrics.
- Credit risk drivers: measure impacts of macro, product, and policy on PD, LGD, EAD.
- Data workflows: efficiently prepare, validate, and backtest retail credit datasets.
- Risk actions: create underwriting, pricing, and collections strategies to reduce losses.
- Executive reporting: convert risk analysis into dashboards and board presentations.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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