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Credit Evaluation Fundamentals Course

Credit Evaluation Fundamentals Course
flexible workload of 4 to 360h
valid certificate in your country

What will I learn?

This course equips you with essential skills to assess personal loan applications effectively. You will master underwriting processes, regulatory requirements, documentation norms, and credit score analysis. Gain hands-on experience with the 5 Cs of credit, DTI calculations, cash flow evaluations, and borrower-specific strategies, while crafting precise credit memos.

Elevify advantages

Develop skills

  • Personal loan underwriting using standard retail practices confidently.
  • Interpreting credit scores and reports to identify risks quickly.
  • Evaluating the 5 Cs of credit including capacity, character, and collateral.
  • Calculating DTI ratios, testing cash flows, and applying conditions.
  • Drafting clear and concise credit memos for approvals or rejections.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

Your classes are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to change platforms... I thank you for everything you do, I've already recommended you to other people...
Giulio Carlo
Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content that I don't need.
Mariana Ferres
Mariana FerresPhotography Student
I like the content and the way of presentation and video transcription, which speeds up the process!
Luciana Alvarenga
Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos help a lot in learning.
André Felipe
André FelipePrompt Engineering Student

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