Credit Analysis Fundamentals Course
Acquire mastery in credit analysis basics tailored for finance experts. Master reading financial statements, computing DSCR and crucial ratios, evaluating collateral and risks, and formulating robust loan recommendations suited to practical lending scenarios. Develop proficiency to confidently handle credit evaluations in professional settings.

flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
This course equips you with essential skills to assess borrowers, analyse and adjust financial statements, interpret vital ratios for lending decisions. Gain expertise in structuring equipment loans, evaluating collateral and guarantees, calculating coverage ratios, studying market interest rates, and preparing precise credit recommendations featuring conditions, covenants, and risk mitigation applicable right away.
Elevify advantages
Develop skills
- Prepare accurate financial statements through rapid SME profit and loss and balance sheet review.
- Compute DSCR and essential credit ratios to evaluate small business repayment ability.
- Simulate loan repayment schedules and amortisation with user-friendly digital tools.
- Evaluate collateral, guarantees, and legal aspects for secured equipment financing.
- Draft succinct, professional credit memos with strong risk assessment justification.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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