Credit & Risk Management Course
Gain expertise in credit and risk management for SME lending. Master PD, LGD, EAD modelling, stress testing, risk-based pricing, and governance practices. Develop skills for robust portfolios, precise reporting, and informed lending decisions suited to modern financial challenges.

flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
This course equips you with hands-on tools to evaluate SME loan portfolios, create borrower risk assessments, and develop reliable data sets. Explore PD, LGD, EAD models, stress testing, risk appetite setting, and risk-adjusted pricing strategies. Improve governance, reporting, underwriting processes, and early warning systems for stronger decision-making and resilient lending practices.
Elevify advantages
Develop skills
- Build PD, LGD, and EAD models using data-driven methods for accurate credit risk assessment.
- Design stress tests for SMEs to convert economic shocks into practical risk insights.
- Prepare board-level credit reports covering KPIs, risk appetite, limits, and scenarios.
- Apply risk-based pricing to align borrower risk with loan terms and profitability.
- Enhance underwriting and monitoring with covenants, early warnings, and collateral checks.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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