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Credit Course

Credit Course
flexible workload of 4 to 360h
valid certificate in your country

What will I learn?

Gain practical skills to confidently assess small business borrowers. Master lending basics, secured and unsecured loans, key regulations, and the 5 Cs of credit. Analyse financial statements, cash flow, DSCR, debt ratios, and apply workflows for loan structuring, covenants, collateral evaluation, and writing strong credit recommendations.

Elevify advantages

Develop skills

  • Analyse small business financials including ratios, cash flow, and debt capacity quickly.
  • Structure effective loan terms with pricing, covenants, maturities, and repayment plans.
  • Apply the 5 Cs of Credit combining numbers and qualitative insights swiftly.
  • Write precise credit memos with approvals, conditions, and decline reasons.
  • Assess collateral and guarantees by valuing assets, securing liens, and minimising risks.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

Your classes are perfect. I got the one-year package and finally have the chance to follow several topics I'm interested in without having to switch platforms... I appreciate everything you do, I've already recommended you to others...
Giulio Carlo
Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can switch chapters and skip content I don't need.
Mariana Ferres
Mariana FerresPhotography Student
I like the content and the way the videos are presented and transcribed, which speeds up the process!
Luciana Alvarenga
Luciana AlvarengaNail Design Student
The platform is fast and easy to use. The variety of content and the supplementary videos really help with learning.
Giulio Carlo
Giulio CarloPrompt Engineering Student

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