Credit Course
This course builds expertise in credit fundamentals, small business financial analysis, collateral assessment, and the 5 Cs of credit. Develop abilities to structure loans, evaluate risks, and prepare clear credit memos, boosting your finance career and decision skills in lending.

flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
Gain practical skills to confidently assess small business borrowers. Master lending basics, secured and unsecured loans, key regulations, and the 5 Cs of credit. Analyse financial statements, cash flow, DSCR, debt ratios, and apply workflows for loan structuring, covenants, collateral evaluation, and writing strong credit recommendations.
Elevify advantages
Develop skills
- Analyse small business financials including ratios, cash flow, and debt capacity quickly.
- Structure effective loan terms with pricing, covenants, maturities, and repayment plans.
- Apply the 5 Cs of Credit combining numbers and qualitative insights swiftly.
- Write precise credit memos with approvals, conditions, and decline reasons.
- Assess collateral and guarantees by valuing assets, securing liens, and minimising risks.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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