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Credit Viability Analysis for SMEs Course

Credit Viability Analysis for SMEs Course
flexible workload of 4 to 360h
valid certificate in your country

What will I learn?

This course equips you with practical tools to assess small business borrowers effectively. You will learn to create pro-forma cash flows, evaluate profitability, liquidity, leverage, and coverage ratios, perform stress tests, enhance qualitative analysis of management, market, and operational risks, and develop structured credit proposals, terms, covenants, and monitoring plans for informed lending decisions.

Elevify advantages

Develop skills

  • Analyse SME credit ratios including margins, leverage, coverage, and liquidity swiftly.
  • Construct 3-5 year cash flow projections for SMEs incorporating debt service analysis.
  • Evaluate SME business models, markets, management strengths, and associated risks.
  • Design tailored covenants, collateral requirements, pricing, and loan terms for SMEs.
  • Prepare concise and compelling credit memos with robust recommendations for committees.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

I was just promoted to Intelligence Advisor of the Prison System, and the course from Elevify was crucial for me to be chosen.
EmersonPolice Investigator
The course was essential to meet the expectations of my boss and the company I work for.
SilviaNurse
Very great course. Lots of rich information.
WiltonCivil Firefighter

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