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Credit Analysis & Decision-Making Course

Credit Analysis & Decision-Making Course
flexible workload of 4 to 360h
valid certificate in your country

What will I learn?

Gain expertise in practical credit analysis and decision-making through this focused course. Master interpreting essential financial ratios, developing strong cash flow and DSCR evaluations, performing stress tests, and crafting precise lending terms, covenants, and pricing strategies. Additionally, acquire abilities in qualitative risk assessment, documentation best practices, and tailored modelling for mid-sized metal components manufacturers in the United States.

Elevify advantages

Develop skills

  • Financial ratio expertise: analyse profitability, liquidity, and leverage to evaluate credit risk.
  • Cash flow and DSCR modelling: construct, test under stress, and assess loan repayment ability.
  • Credit structuring skills: define terms, pricing, collateral, and covenants for SME lending.
  • Qualitative risk evaluation: review industry, management, and collateral to reduce potential losses.
  • Credit memo preparation: produce clear, evidence-based lending proposals efficiently.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

I was just promoted to Intelligence Advisor of the Prison System, and the course from Elevify was crucial for me to be chosen.
EmersonPolice Investigator
The course was essential to meet the expectations of my boss and the company I work for.
SilviaNurse
Very great course. Lots of rich information.
WiltonCivil Firefighter

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