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Credit Analysis & Decision-Making Course

Credit Analysis & Decision-Making Course
flexible workload of 4 to 360h
valid certificate in your country

What will I learn?

Gain expertise in practical credit analysis and decision-making through this focused course. Master interpreting essential financial ratios, developing strong cash flow and DSCR evaluations, performing stress tests, and crafting precise lending terms, covenants, and pricing strategies. Additionally, acquire abilities in qualitative risk assessment, documentation best practices, and tailored modelling for mid-sized metal components manufacturers in the United States.

Elevify advantages

Develop skills

  • Financial ratio expertise: analyse profitability, liquidity, and leverage to evaluate credit risk.
  • Cash flow and DSCR modelling: construct, test under stress, and assess loan repayment ability.
  • Credit structuring skills: define terms, pricing, collateral, and covenants for SME lending.
  • Qualitative risk evaluation: review industry, management, and collateral to reduce potential losses.
  • Credit memo preparation: produce clear, evidence-based lending proposals efficiently.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

Your classes are perfect. I got the one-year package and finally have the chance to follow several topics I'm interested in without having to switch platforms... I appreciate everything you do, I've already recommended you to others...
Giulio Carlo
Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can switch chapters and skip content I don't need.
Mariana Ferres
Mariana FerresPhotography Student
I like the content and the way the videos are presented and transcribed, which speeds up the process!
Luciana Alvarenga
Luciana AlvarengaNail Design Student
The platform is fast and easy to use. The variety of content and the supplementary videos really help with learning.
Giulio Carlo
Giulio CarloPrompt Engineering Student

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