Credit Analysis for Bankers Course
Gain expert skills in credit analysis for banking. Master financial ratios, cash flow projections, collateral evaluation, risk assessment, loan structuring, covenants, and crafting solid credit recommendations for bank approvals. This course equips you with practical tools using real-world cases to make confident lending decisions faster and safer.

flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
This course equips bankers with essential tools for confident borrower evaluation. Delve into financial ratios, trend analysis, cash flow forecasting, and pro forma statements. Connect insights to covenants, collateral, and credit decisions. Through real cases and structured frameworks, build skills for quick, robust approval recommendations in a concise, impactful programme.
Elevify advantages
Develop skills
- Financial ratio analysis to spot credit risks and strengths swiftly.
- Cash flow forecasting with 3-year DSCR and repayment stress tests.
- Qualitative risk assessment covering management, collateral, and operations.
- Credit structuring for loan terms, covenants, and secure collateral.
- Pro forma financial modeling with bank-standard statements and assumptions.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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