Credit Analysis Course
This course equips you with essential tools for credit analysis in lending. You will learn to analyse financial statements, detect early warning signs, structure term loans effectively, design protective covenants, and draft policy-compliant credit memos to enhance risk-adjusted returns in the electronic components sector.

flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
Gain practical skills to confidently assess borrowers in electronic components manufacturing. Master reading and adjusting financial statements, analysing key credit ratios, benchmarking performance, identifying early risks, evaluating management and concentration issues, structuring term loans, creating covenants, and preparing robust credit memos with solid recommendations.
Elevify advantages
Develop skills
- Develop expertise in writing professional credit memos aligned with lending policies.
- Acquire skills to quickly identify financial stress signals and red flags.
- Learn sector-focused analysis for electronic components industry risks.
- Master designing practical covenants, terms, collateral, and guarantees.
- Build proficiency in scenario modelling for repayment capacity assessment.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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