Dual Message Authorization and Clearing Flow
Master dual message authorisation and clearing processes to minimise payment risks, avoid duplicate postings, and resolve FX discrepancies. Gain expertise in issuer-level reconciliation, chargeback management, and monitoring controls to safeguard balances and boost financial outcomes.

from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
Gain complete mastery of dual message authorisation and clearing processes end-to-end through this practical course. Explore essential concepts, message lifecycles, and network behaviours for Visa, Mastercard, and Elo, followed by issuer system design, reconciliation methods, FX management, and dispute handling. Use realistic examples, monitoring guides, and strong controls to minimise errors, control risks, and enhance transaction posting efficiency confidently.
Elevify advantages
Develop skills
- Design issuer authorisation holds: manage balances, limits, expiries and reauthorisations.
- Implement dual message matching: RRN, PAN, timestamps, fuzzy rules and FX checks.
- Build robust clearing processes: reversals, adjustments, chargebacks and settlements.
- Set up reconciliation controls: detect duplicates, orphans, late clears and FX errors.
- Interpret Visa, Mastercard, Elo dual message rules for accurate posting.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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