from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
The Applied Credit Analysis Course equips you with practical tools to assess borrowers confidently. You will learn to normalise financial statements, interpret essential ratios, and construct cash flow-based debt capacity models. Additionally, you will gain expertise in designing covenants, evaluating collateral, and monitoring portfolios, incorporating early warning indicators and remediation measures, enabling you to structure more robust deals and manage risks effectively.
Elevify advantages
Develop skills
- Credit data normalisation: Clean, adjust, and standardise financial statements quickly.
- Financial ratio insight: Convert liquidity, leverage, and coverage ratios into actionable decisions.
- Cash flow and DSCR modelling: Develop 5-year debt projections, stress tests, and refinancing scenarios.
- Covenant structuring: Create precise, feasible covenants, collateral requirements, and loan terms.
- Early warning monitoring: Establish EWI dashboards, watchlists, and escalation procedures.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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