Log in
Choose your language

Credit Course

Credit Course
from 4 to 360h flexible workload
valid certificate in your country

What will I learn?

The Credit Course provides practical, step-by-step skills to assess small business borrowers confidently. Learn essential lending principles, secured versus unsecured structures, key U.S. regulations, and the 5 Cs of credit. Gain proficiency in financial statements, cash flow, DSCR, and debt ratios, then use straightforward workflows for structuring terms, drafting covenants, evaluating collateral, and preparing concise, well-supported credit recommendations.

Elevify advantages

Develop skills

  • Analyze small business financials: ratios, cash flow, and debt capacity quickly.
  • Structure smart loan terms: pricing, covenants, maturities, and repayment sources.
  • Apply the 5 Cs of Credit: blend quantitative and qualitative judgment swiftly.
  • Draft clear credit memos: concise approvals, conditions, and decline rationales.
  • Evaluate collateral and guarantees: value assets, perfect liens, and limit losses.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

I was just promoted to Intelligence Advisor of the Prison System, and the course from Elevify was crucial for me to be the chosen one.
EmersonPolice Investigator
The course was essential to meet the expectations of my boss and the company where I work.
SilviaNurse
Very great course. Lots of rich information.
WiltonCivil Firefighter

FAQs

Who is Elevify? How does it work?

Do the courses have certificates?

Are the courses free?

What is the course workload?

What are the courses like?

How do the courses work?

What is the duration of the courses?

What is the cost or price of the courses?

What is an EAD or online course and how does it work?

PDF Course