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Credit Course

Credit Course
from 4 to 360h flexible workload
valid certificate in your country

What will I learn?

The Credit Course provides practical, step-by-step skills to assess small business borrowers confidently. Learn essential lending principles, secured versus unsecured structures, key U.S. regulations, and the 5 Cs of credit. Gain proficiency in financial statements, cash flow, DSCR, and debt ratios, then use straightforward workflows for structuring terms, drafting covenants, evaluating collateral, and preparing concise, well-supported credit recommendations.

Elevify advantages

Develop skills

  • Analyze small business financials: ratios, cash flow, and debt capacity quickly.
  • Structure smart loan terms: pricing, covenants, maturities, and repayment sources.
  • Apply the 5 Cs of Credit: blend quantitative and qualitative judgment swiftly.
  • Draft clear credit memos: concise approvals, conditions, and decline rationales.
  • Evaluate collateral and guarantees: value assets, perfect liens, and limit losses.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

As suas aulas são perfeitas. Adquiri o pacote de um ano e, finalmente, tenho a oportunidade de acompanhar diversos temas do meu interesse sem precisar mudar de plataforma... agradeço por tudo o que fazem, já recomendei vocês a outras pessoas...
Giulio Carlo
Giulio CarloAluno de Marketing Digital
Eu gosto de como as lições são direto ao ponto e como eu consigo alterar capítulos e pular conteúdos que não preciso.
Mariana Ferres
Mariana FerresAluna de Fotografia
Gosto do conteúdo e do modo de apresentação e transcrição de vídeos, o que acelera o processo!
Luciana Alvarenga
Luciana AlvarengaAluna de Design de Unhas
A plataforma é rápida, simples de usar. A diversidade de conteúdo e os vídeos complementares ajudam muito no aprendizado.
Giulio Carlo
Giulio CarloAluno de Engenharia de Prompt

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