Aralin 1Mga Fundamental ng Leasing at Property Management: mga lease, obligasyon ng landlord/tenant, tuntunin sa security depositNagbibigay ng mga fundamental ng leasing at property management. Ipinaliliwanag ang mga uri ng lease, mga tungkulin ng landlord at tenant, paghawak ng security deposit, at basic na risk management para sa mga manager at licensee.
Mga uri ng lease at key na lease provisionsObligasyon ng landlord at habitabilityKarapatan ng tenant, defaults at evictionsLimitasyon at accounting ng security depositManagement agreements at fiduciary dutiesAralin 2Mga Kontrata at Contract Law: offer, acceptance, consideration, capacity, contingency, breaches at remediesIpinapakilala ang contract formation at enforceability sa real estate. Sinusuri ang mga offer, counteroffers, contingencies, at common breaches, kasama ang mga available na remedies at exam-tested na contract clauses.
Mga elemento ng valid at enforceable na kontrataTuntunin sa offer, counteroffer at acceptanceConsideration, capacity at legalityContingencies, addenda at limitasyon sa orasBreach, damages, rescission at specific performanceAralin 3Mga Disclosure at Kondisyon ng Property: material facts, latent defects, seller disclosure statutesNag-eexplore ng mga kinakailangang disclosure sa kondisyon ng property at kung ano ang binibilang na material fact o latent defect. Nililinaw ang mga tungkulin ng seller at licensee, isyu sa inspection, at kung paano i-dokumenta ang disclosure compliance.
Material facts vs opinions at puffingLatent defects at duty to investigateMga form ng seller disclosure at exemptionsObligasyon ng licensee sa disclosure sa mga buyerInspections, repairs at mga update sa disclosureAralin 4Mga State-specific Statutory Variations at Common Addenda/Forms na Dapat MatutunanNakatuon sa kung paano binabago ng mga batas ng estado ang general na real estate rules at kontrata. Sinusuri ang mga common mandatory forms at addenda, kanilang mga layunin, at kung paano punan ang mga ito nang tama para sa compliant na transaksyon.
Key na state-specific na licensing requirementsMandatory na consumer disclosure formsCommon purchase contract addendaLead-based paint at property condition formsLocal custom clauses at practice variationsAralin 5Etika, Agency Disclosure, Dual Agency at Conflicts of InterestTinatakip ang mga ethical standards, kinakailangang agency disclosures, at kung paano pamahalaan ang dual agency o limited representation. Binibigyang-diin ang pagkilala sa conflicts of interest, informed consent, at pag-iwas sa kondaktang maaaring humantong sa disiplina.
Code of ethics at professional conductKinakailangang timing at content ng disclosuresDual agency, designated agency at consentConflicts of interest at disclosure dutiesDisciplinary actions at risk avoidanceAralin 6Agency Law at Fiduciary Duties: mga tungkulin, uri ng agency relationships, terminationIpinaliliwanag kung paano nabubuo ang agency, ang mga fiduciary duties na utang sa mga kliyente, at kung paano gumagana ang iba't ibang agency relationships. Tinatakip ang proper disclosure, paraan ng termination ng agency, at exam scenarios na kinabibilangan ng breaches of duty.
Pagbubuo ng agency at kinakailangang agreementsFiduciary duties na utang sa seller at buyer clientsUri ng agency: single, subagency, designatedBuyer brokerage at tenant representationTermination ng agency at consequencesAralin 7Mga Basic ng Real Estate Finance: uri ng mortgage, loan qualification metrics, closing costs, RESPA at TILA basicsIpinapakilala ang core na real estate finance concepts na sinusuri sa exam. Sinusuri ang mga uri ng loan, qualification metrics, closing costs, at consumer protection rules sa ilalim ng RESPA at TILA para sa residential transactions.
Uri ng mortgage at features ng loan programInterest rates, points at loan pricingDebt-to-income at credit qualificationClosing costs, prepaid items at escrowsRESPA, TILA at Loan Estimate basicsAralin 8Fair Housing, Discrimination Law, at HUD Rules: protected classes, prohibited practices, advertising rulesSinusuri ang federal at state fair housing laws, protected classes, at prohibited practices. Ipinaliliwanag ang HUD enforcement, advertising rules, at kung paano i-structure ang mga patakaran at scripts na umiiwas sa discriminatory impact.
Protected classes sa ilalim ng federal at state lawProhibited conduct at disparate impactSteering, blockbusting at redliningHUD complaint process at enforcementFair housing compliant advertising rulesAralin 9Property Ownership at Land Descriptions: estates, concurrent ownership, legal descriptionsIpinaliliwanag ang mga form ng property ownership at kung paano opisyal na inilalarawan ang lupa. Tinatakip ang freehold at leasehold estates, concurrent ownership forms, at metes and bounds, lot and block, at government survey.
Kategorya ng freehold at leasehold estateJoint tenancy, tenancy in common at entiretyCommunity property at marital interestsLegal description methods at accuracyEasements, encroachments at restrictionsAralin 10Closing Procedures, Title at Deeds: chain of title, title insurance, uri ng deed, recordingTinatakip ang mga hakbang mula sa kontrata hanggang closing, kabilang ang title examination, pagcure ng defects, at recording. Sinusuri ang mga uri ng deed, kinakailangang elemento, at kung paano pinoprotektahan ng title insurance ang mga partido sa transaksyon.
Pre-closing timeline at coordination tasksChain of title at title search reportsTitle defects, clouds at curative actionsUri ng deed at essential deed elementsRecording, priority at constructive noticeAralin 11Paghawak ng Client Funds at Escrow: earnest money procedures, trust account rules, recordkeeping at commingling prohibitionsIpinaliliwanag ang proper na paghawak ng earnest money at iba pang client funds. Tinatakip ang trust account setup, deposit timing, recordkeeping, reconciliation, at mahigpit na prohibitions sa commingling o conversion ng funds.
Earnest money receipt at deposit deadlinesEscrow instructions at release proceduresTrust account setup at signatory controlRequired records at reconciliationsCommingling, conversion at penalties
