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Applied Credit Analysis Course

Applied Credit Analysis Course
from 4 to 360h flexible workload
valid certificate in your country

What will I learn?

The Applied Credit Analysis Course equips you with practical tools to assess borrowers confidently. You'll learn to adjust financial statements, analyse key ratios, and develop cash flow-based debt capacity models. Gain expertise in crafting covenants, evaluating collateral, and overseeing portfolios, including early warning signs and corrective measures, to structure robust deals and handle risks more efficiently.

Elevify advantages

Develop skills

  • Credit data normalisation: Quickly clean, adjust, and standardise financial statements.
  • Financial ratio analysis: Convert liquidity, leverage, and coverage ratios into actionable decisions.
  • Cash flow and DSCR modelling: Construct 5-year debt projections, stress tests, and refinancing scenarios.
  • Covenant design: Create precise, feasible covenants, collateral requirements, and loan conditions.
  • Early warning surveillance: Establish EWI dashboards, monitoring lists, and escalation procedures.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

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EmersonPolice Investigator
The course was essential to meet the expectations of my boss and the company I work for.
SilviaNurse
Very great course. Lots of rich information.
WiltonCivil Firefighter

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