from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
The Credit Course equips you with practical, step-by-step skills to assess small business borrowers confidently. Master core lending principles, secured versus unsecured setups, essential U.S. regulations, and the 5 Cs of credit. Gain expertise in financial statements, cash flow, DSCR, and debt ratios, then implement straightforward processes for setting terms, creating covenants, evaluating collateral, and preparing succinct, evidence-based credit recommendations.
Elevify advantages
Develop skills
- Analyse small business financials: ratios, cash flow, and debt capacity quickly.
- Structure intelligent loan terms: pricing, covenants, maturities, and repayment sources.
- Apply the 5 Cs of Credit: integrate quantitative and qualitative judgement in a few days.
- Draft clear credit memos: concise approvals, conditions, and decline rationales.
- Evaluate collateral and guarantees: value assets, perfect liens, and limit losses.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
Your lessons are perfect. I got the one-year package and finally have the chance to follow several topics I'm interested in without having to switch platforms... thank you for everything you do, I've already recommended you to others...

Giulio CarloDigital Marketing Student
I like how the lessons get straight to the point and how I can switch chapters and skip content I don't need.

Mariana FerresPhotography Student
I like the content and the way the videos are presented and transcribed, which speeds up the process!

Luciana AlvarengaNail Design Student
The platform is fast and easy to use. The variety of content and the extra videos really help with learning.

Giulio CarloPrompt Engineering Student
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