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Credit Course

Credit Course
from 4 to 360h flexible workload
valid certificate in your country

What will I learn?

The Credit Course equips you with practical, step-by-step skills to assess small business borrowers confidently. Master core lending principles, secured versus unsecured setups, essential U.S. regulations, and the 5 Cs of credit. Gain expertise in financial statements, cash flow, DSCR, and debt ratios, then implement straightforward processes for setting terms, creating covenants, evaluating collateral, and preparing succinct, evidence-based credit recommendations.

Elevify advantages

Develop skills

  • Analyse small business financials: ratios, cash flow, and debt capacity quickly.
  • Structure intelligent loan terms: pricing, covenants, maturities, and repayment sources.
  • Apply the 5 Cs of Credit: integrate quantitative and qualitative judgement in a few days.
  • Draft clear credit memos: concise approvals, conditions, and decline rationales.
  • Evaluate collateral and guarantees: value assets, perfect liens, and limit losses.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

I was just promoted to Prison System Intelligence Advisor, and the course from Elevify was crucial for me to be the chosen one.
EmersonPolice Investigator
The course was essential to meet the expectations of my boss and the company I work for.
SilviaNurse
Very great course. Lots of rich information.
WiltonCivil Firefighter

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