Log in
Choose your language

Credit Viability Analysis for SMEs Course

Credit Viability Analysis for SMEs Course
from 4 to 360h flexible workload
valid certificate in your country

What will I learn?

The SME Credit Viability Analysis Course equips you with practical tools to assess small business borrowers confidently. You'll learn to construct pro-forma cash flows, evaluate profitability, liquidity, leverage, and coverage ratios, and perform stress tests. Enhance your qualitative assessment of management, market, and operational risks, then develop clear credit proposals, terms, covenants, and monitoring plans for informed lending decisions.

Elevify advantages

Develop skills

  • SME credit ratios: quickly analyse margins, leverage, coverage and liquidity.
  • Cash flow modelling: construct 3–5 year SME projections including debt service tests.
  • Qualitative review: evaluate SME business model, market, management and risks.
  • Credit structuring: customise covenants, collateral, pricing and loan tenor for SMEs.
  • Credit memos: prepare clear, concise committee packages with strong recommendations.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

Your lessons are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to change platforms... I thank you for everything you do, I've already recommended you to other people...
Giulio Carlo
Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content I don't need.
Mariana Ferres
Mariana FerresPhotography Student
I like the content and the way videos are presented and transcribed, which speeds up the process!
Luciana Alvarenga
Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos help a lot with learning.
André Felipe
André FelipePrompt Engineering Student

FAQ

Who is Elevify? How does it work?

Do the courses have certificates?

Are the courses free?

What is the course workload?

What are the courses like?

How do the courses work?

What is the duration of the courses?

What is the cost or price of the courses?

What is an EAD or online course and how does it work?

PDF Course