Customer Risk Course
Gain mastery in customer risk management in finance through practical skills for evaluating creditworthiness, dissecting SME financials, industry benchmarking, developing scorecards, structuring loans with covenants, and confidently presenting credit recommendations to decision-makers.

from 4 to 360h flexible workload
certificate valid in your country
What will I learn?
This course equips you with essential tools to assess commercial borrowers confidently. You will grasp key credit risk principles, examine SME financial reports, benchmark sectors with trusted external sources, create basic scoring systems, design loans using strong covenants and security, and draft compelling credit memos for informed lending choices.
Elevify advantages
Develop skills
- SME financial analysis: quickly read, adjust, and compare key financial statements.
- Credit risk modelling: develop straightforward PD, LGD, and scoring models for SMEs.
- Loan structuring: customise covenants, collateral, and terms based on borrower risk.
- Industry benchmarking: leverage external data for margins, debt levels, and risk assessment.
- Credit memo drafting: clearly communicate approvals, terms, or rejections to supervisors.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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