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Credit Course

Credit Course
from 4 to 360h flexible workload
certificate valid in your country

What will I learn?

The Credit Course provides practical, step-by-step skills to assess small business borrowers with confidence. Learn core lending principles, secured versus unsecured structures, key U.S. regulations, and the 5 Cs of credit. Build fluency in financial statements, cash flow, DSCR, and debt ratios, then apply clear workflows for structuring terms, drafting covenants, assessing collateral, and writing concise, well-supported credit recommendations.

Elevify advantages

Develop skills

  • Analyse small business financials: ratios, cash flow, and debt capacity quickly.
  • Structure smart loan terms: pricing, covenants, maturities, and repayment sources.
  • Apply the 5 Cs of Credit: blend quantitative and qualitative judgement in days.
  • Draft clear credit memos: concise approvals, conditions, and decline rationales.
  • Evaluate collateral and guarantees: value assets, perfect liens, and limit losses.

Suggested summary

Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

Your classes are perfect. I got the one-year package and finally have the chance to follow several topics I'm interested in without having to switch platforms... thank you for everything you do, I've already recommended you to others...
Giulio Carlo
Giulio CarloDigital Marketing Student
I like how the lessons get straight to the point and how I can switch chapters and skip content I don't need.
Mariana Ferres
Mariana FerresPhotography Student
I like the content and the way the videos are presented and transcribed, which speeds up the process!
Luciana Alvarenga
Luciana AlvarengaNail Design Student
The platform is fast and easy to use. The variety of content and the extra videos really help with learning.
Giulio Carlo
Giulio CarloPrompt Engineering Student

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