from 4 to 360h flexible workload
certificate valid in your country
What will I learn?
The Credit Risk Analysis Course provides practical tools to evaluate SME borrowers in Brazil’s food distribution sector, from reading financial statements and modelling cash flow to estimating PD, LGD, and EAD. Learn to structure facilities, design covenants, assess collateral and management quality, and write clear credit memos with solid recommendations for committee approval and ongoing monitoring.
Elevify advantages
Develop skills
- Credit memo writing: craft concise, bank-ready recommendations in hours.
- SME financial modelling: build and stress-test cash flow and covenant cases fast.
- PD, LGD, EAD estimation: apply practical credit scoring to SME portfolios.
- Credit structuring: design covenants, pricing, limits, and collateral that work.
- Sector risk assessment: analyse Brazilian SME food distributors with real data.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
Your classes are perfect. I got the one-year package and finally have the chance to follow several topics I'm interested in without having to switch platforms... thank you for everything you do, I've already recommended you to others...

Giulio CarloDigital Marketing Student
I like how the lessons get straight to the point and how I can switch chapters and skip content I don't need.

Mariana FerresPhotography Student
I like the content and the way the videos are presented and transcribed, which speeds up the process!

Luciana AlvarengaNail Design Student
The platform is fast and easy to use. The variety of content and the extra videos really help with learning.

Giulio CarloPrompt Engineering Student
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