Banking Risk Management Course
Master banking risk management for small retail clients. Learn to analyse sector risk, key ratios, covenants, collateral, and early warning signals so you can structure stronger loans, reduce defaults, and make sharper credit decisions in your finance role. This course provides practical tools to evaluate borrowers from appliance stores, focusing on cash flow, leverage, management quality, and disciplined monitoring to improve credit outcomes.

from 4 to 360h flexible workload
certificate valid in your country
What will I learn?
The Banking Risk Management Course offers a clear, practical framework to evaluate small retail borrowers, especially from appliance stores. You will learn to analyse sector risk, key financial ratios, cash flow, and leverage; assess management quality and business plans; design effective covenants and collateral; request essential documents; and implement a disciplined decision-making and monitoring process to enhance credit results and minimise losses.
Elevify advantages
Develop skills
- Sector risk analysis: quickly assess retail business and macro risk drivers.
- Credit ratio mastery: compute and interpret cash flow, leverage and liquidity.
- Qualitative risk review: evaluate management, plans, suppliers and ESG factors.
- Deal structuring: design covenants, collateral and pricing for small retail loans.
- Monitoring framework: set KPIs, early warnings and review routines post-approval.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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