Mastercard Authorization Systems and Business Rules
Master how Mastercard authorisation truly operates. Craft intelligent issuer rules, select exact response codes, minimise false declines, combat fraud, and ensure compliance—enhancing approval rates, safeguarding revenue, and elevating cardholder experience.

from 4 to 360h flexible workload
certificate valid in your country
What will I learn?
Mastercard Authorisation Systems and Business Rules offers a targeted, hands-on course revealing the inner workings of Mastercard authorisations, spanning ISO 8583 and ISO 20022 message flows, EMV card-present processes, fraud detection, and risk assessment. Gain expertise in crafting issuer decision logic, utilising appropriate response codes, managing intricate scenarios, and adhering to US, EU, and Brazil network and regulatory standards to optimise approval rates and curb disputes.
Elevify advantages
Develop skills
- Design issuer rules: build smart, non-generic declines that lift approvals.
- Master response codes: map precise Mastercard codes to issuer actions.
- Build fraud controls: apply risk scoring, 3DS, and velocity checks in real time.
- Configure stand-in and compliance: align rules with US, EU, and Brazil mandates.
- Turn scenarios into policy: script rule engine flows for complex auth cases.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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