Dual Message Authorization and Clearing Flow
Master dual message authorisation and clearing processes to reduce payment risks, prevent duplicate postings, and resolve FX mismatches. Gain issuer-level reconciliation skills, chargeback management, and monitoring controls to safeguard balances and boost financial outcomes.

from 4 to 360h flexible workload
certificate valid in your country
What will I learn?
Master dual message authorisation and clearing end-to-end in this practical course. Learn core concepts, message lifecycles, and network behaviours for Visa, Mastercard, and Elo. Explore issuer system design, reconciliation logic, FX management, and dispute processes. Use real-world scenarios, monitoring checklists, and strong controls to minimise errors, handle risks, and optimise transaction posting confidently.
Elevify advantages
Develop skills
- Design issuer authorisation holds: manage balances, limits, expiries and reauthorisations.
- Implement dual message matching: RRN, PAN, timestamps, fuzzy rules and FX checks.
- Build robust clearing processes: reversals, adjustments, chargebacks and settlements.
- Set up reconciliation controls: detect duplicates, orphans, late clears and FX errors.
- Interpret Visa, Mastercard, Elo dual message rules for accurate posting.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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