from 4 to 360h flexible workload
certificate valid in your country
What will I learn?
The Credit Analysis Fundamentals Course equips you with practical skills to assess borrowers, interpret and adjust financial statements, and analyse key ratios for lending decisions in the real world. Learn to structure equipment loans, evaluate collateral and guarantees, measure coverage, investigate market interest rates, and deliver clear, well-supported credit recommendations with conditions, covenants, and mitigation strategies you can apply right away.
Elevify advantages
Develop skills
- Build clean financial statements: fast SME P&L and balance sheet analysis.
- Calculate DSCR and core credit ratios to judge small business debt capacity.
- Model loan amortisation and payment schedules using practical online tools.
- Assess collateral, guarantees, and legal terms for equipment-backed loans.
- Write concise, bank-ready credit recommendations with clear risk rationale.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
As suas aulas são perfeitas. Adquiri o pacote de um ano e, finalmente, tenho a oportunidade de acompanhar diversos temas do meu interesse sem precisar mudar de plataforma... agradeço por tudo o que fazem, já recomendei vocês a outras pessoas...

Giulio CarloAluno de Marketing Digital
Eu gosto de como as lições são direto ao ponto e como eu consigo alterar capítulos e pular conteúdos que não preciso.

Mariana FerresAluna de Fotografia
Gosto do conteúdo e do modo de apresentação e transcrição de vídeos, o que acelera o processo!

Luciana AlvarengaAluna de Design de Unhas
A plataforma é rápida, simples de usar. A diversidade de conteúdo e os vídeos complementares ajudam muito no aprendizado.

Giulio CarloAluno de Engenharia de Prompt
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Course in PDF
