from 4 to 360h flexible workload
certificate valid in your country
What will I learn?
The Credit Analysis Fundamentals Course equips you with practical skills to assess borrowers, interpret and adjust financial statements, and analyse key ratios for lending decisions in the real world. Learn to structure equipment loans, evaluate collateral and guarantees, measure coverage, investigate market interest rates, and deliver clear, well-supported credit recommendations with conditions, covenants, and mitigation strategies you can apply right away.
Elevify advantages
Develop skills
- Build clean financial statements: fast SME P&L and balance sheet analysis.
- Calculate DSCR and core credit ratios to judge small business debt capacity.
- Model loan amortisation and payment schedules using practical online tools.
- Assess collateral, guarantees, and legal terms for equipment-backed loans.
- Write concise, bank-ready credit recommendations with clear risk rationale.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
Your lessons are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of interest without needing to change platforms... I'm grateful for everything you do, I've already recommended you to other people...

Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content I don't need.

Mariana FerresPhotography Student
I like the content and the way videos are presented and transcribed, which speeds up the process!

Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos really help with learning.

André FelipePrompt Engineering Student
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Course in PDF
