flexible workload from 4 to 360h
valid certificate in your country
What will I learn?
The Applied Credit Analysis Course provides practical tools to assess borrowers confidently. You will learn to adjust financial statements, analyse key ratios, and develop cash flow-based debt capacity models. Gain abilities in covenant creation, collateral evaluation, and portfolio oversight, including early warning signs and corrective actions, to structure better deals and handle risk more efficiently.
Elevify advantages
Develop skills
- Credit data normalisation: Clean, adjust, and standardise financial statements quickly.
- Financial ratio analysis: Convert liquidity, leverage, and coverage ratios into informed decisions.
- Cash flow and DSCR modelling: Construct 5-year debt projections, stress tests, and refinancing scenarios.
- Covenant structuring: Create precise, practical covenants, collateral, and loan conditions.
- Early warning monitoring: Establish EWI dashboards, watchlists, and escalation procedures.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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