Log in
Choose your language

Credit Viability Analysis for SMEs Course

Credit Viability Analysis for SMEs Course
flexible workload from 4 to 360h
valid certificate in your country

What will I learn?

The SME Credit Viability Analysis Course equips you with practical tools to assess small business borrowers confidently. You will learn to prepare pro-forma cash flows, examine profitability, liquidity, leverage, and coverage ratios, and conduct stress tests. Enhance your qualitative evaluation of management, market, and operational risks, and then develop clear credit proposals, terms, covenants, and monitoring plans for informed lending decisions.

Elevify advantages

Develop skills

  • SME credit ratios: quickly analyse margins, leverage, coverage and liquidity.
  • Cash flow modelling: create 3–5 year SME projections including debt service tests.
  • Qualitative review: evaluate SME business model, market, management and risks.
  • Credit structuring: customise covenants, collateral, pricing and loan tenor for SMEs.
  • Credit memos: prepare clear, concise committee packages with strong recommendations.

Suggested summary

Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

I was just promoted to Intelligence Advisor for the Prison System, and the course from Elevify was crucial for me to be selected.
EmersonPolice Investigator
The course was essential to meet the expectations of my boss and the company where I work.
SilviaNurse
Very great course. Lots of valuable information.
WiltonCivil Firefighter

FAQs

Who is Elevify? How does it work?

Do the courses have certificates?

Are the courses free?

What is the course workload?

What are the courses like?

How do the courses work?

What is the duration of the courses?

What is the cost or price of the courses?

What is an EAD or online course and how does it work?

PDF Course