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Credit Fundamentals Course

Credit Fundamentals Course
from 4 to 360h flexible workload
certificate valid in your country

What will I learn?

The Credit Fundamentals Course gives you practical skills to evaluate personal loans, student cards, and starter credit products with confidence. Learn key terms, APR, amortization, and total cost comparisons, then apply them using spreadsheets and clear templates. Build an actionable 6–12 month credit plan, set safe usage rules, avoid costly mistakes, and monitor reports for long-term, responsible credit management.

Elevify advantages

Develop skills

  • Analyze credit cards: compare student offers, fees, rewards, and fine print.
  • Model credit costs: calculate APR, interest, and payoff timelines in spreadsheets.
  • Evaluate loan options: assess affordability, DTI, and total borrowing cost fast.
  • Build strong credit: apply safe utilization, on-time payment, and monitoring habits.
  • Create a 6–12 month credit plan: choose products, limits, and clear action steps.

Suggested summary

Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

I was just promoted to Intelligence Advisor of the Prison System, and the course from Elevify was crucial for me to be the chosen one.
EmersonPolice Investigator
The course was essential to meet the expectations of my boss and the company where I work.
SilviaNurse
Very great course. Lots of rich information.
WiltonCivil Firefighter

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Course in PDF