Customer Risk Course
Gain mastery in evaluating customer risks in lending through practical skills. Learn to analyze SME finances, benchmark sectors against external data, create simple risk models and scorecards, structure secure loans with covenants, and produce clear credit memos to justify decisions to managers and stakeholders effectively.

from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
This course equips you with essential tools to confidently assess risks for business borrowers. You will grasp key credit risk principles, examine financial statements of small and medium enterprises, and compare industries using trusted outside data. Develop basic scoring systems, design loans with strong terms and security, and craft convincing credit reports for solid lending choices.
Elevify advantages
Develop skills
- Analyze SME finances by reading, adjusting, and comparing key statements quickly.
- Build basic models for probability of default, loss given default, and scoring for SMEs.
- Structure loans by customizing covenants, collateral, and rates to match borrower risks.
- Benchmark industry risks using external data on margins, debt levels, and threats.
- Write credit memos that clearly recommend approvals, terms, or rejections to leaders.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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