from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
The Applied Credit Analysis Course provides practical tools to assess borrowers confidently. You will learn to adjust financial statements, understand key ratios, and create cash flow-based models for debt capacity. You will gain abilities in designing covenants, evaluating collateral, and tracking portfolios, including early warning signs and corrective actions, to structure better deals and handle risks more effectively.
Elevify advantages
Develop skills
- Credit data normalization: Clean, adjust, and standardize financial statements quickly.
- Financial ratio insight: Convert liquidity, leverage, and coverage ratios into actionable decisions.
- Cash flow & DSCR modeling: Develop 5-year debt projections, stress tests, and refinancing scenarios.
- Covenant structuring: Create practical covenants, collateral requirements, and loan conditions.
- Early warning monitoring: Establish EWI dashboards, watchlists, and escalation procedures.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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