Credit Analysis Fundamentals Course
This course provides foundational skills in credit analysis for small and medium enterprises, focusing on financial statement preparation, ratio analysis, loan modeling, collateral evaluation, and crafting professional credit recommendations to support informed lending decisions.

from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
The Basics of Credit Analysis Course teaches you practical ways to check borrowers, read and fix financial statements, and understand key ratios for lending decisions in real life. You will learn to set up equipment loans, check collateral and guarantees, measure coverage, find market interest rates, and give clear credit recommendations with conditions, covenants, and ways to reduce risks that you can use right away.
Elevify advantages
Develop skills
- Build clean financial statements: quick SME profit and loss and balance sheet checks.
- Calculate DSCR and main credit ratios to see small business debt ability.
- Model loan repayment and payment plans using simple online tools.
- Check collateral, guarantees, and legal terms for loans backed by equipment.
- Write short, bank-ready credit recommendations with clear risk reasons.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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