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Credit Viability Analysis for SMEs Course

Credit Viability Analysis for SMEs Course
from 4 to 360h flexible workload
valid certificate in your country

What will I learn?

The SME Credit Viability Analysis Course provides practical tools to assess small business borrowers confidently. You will learn to create pro-forma cash flows, examine profitability, liquidity, leverage, and coverage ratios, and perform stress tests. Enhance your qualitative evaluation of management, market, and operational risks, and develop clear credit proposals, terms, covenants, and monitoring plans for informed lending decisions.

Elevify advantages

Develop skills

  • SME credit ratios: quickly analyse margins, leverage, coverage, and liquidity.
  • Cash flow modelling: construct 3–5 year SME projections including debt service tests.
  • Qualitative review: evaluate SME business model, market, management, and risks.
  • Credit structuring: customise covenants, collateral, pricing, and loan tenor for SMEs.
  • Credit memos: prepare clear, concise committee packages with strong recommendations.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

Your classes are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to change platforms... I thank you for everything you do, I've already recommended you to other people...
Giulio Carlo
Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can switch chapters and skip content I don't need.
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Mariana FerresPhotography Student
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Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos help a lot with learning.
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André FelipePrompt Engineering Student

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