Clearing and Settlement for Credit Card Transactions
Gain expertise in the complete credit card transaction lifecycle, from authorization through settlement and general ledger posting. Master reconciling scheme files, identifying mismatches, validating interchange and fees, and creating controls to safeguard revenue and minimize financial risks. This course equips you with practical skills for accurate, compliant card program management daily.

from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
Master the complete process of card clearing and settlement. Learn how transactions progress from authorization to funding, reconcile data from schemes, processors, and banks, and troubleshoot discrepancies. Develop skills in fee validation, foreign exchange handling, journal entries, and strong controls to ensure your card programs remain precise, compliant, and ready for audits every day.
Elevify advantages
Develop skills
- Mastery of card lifecycle: map authorization, clearing, and settlement flows end-to-end.
- Expertise in GL posting: design journal entries, suspense accounts, and FX revaluation controls.
- High-precision reconciliation: build 3-way matches, tools, and exception workflows.
- Fee validation skills: recalculate interchange, scheme, and processor fees from raw data.
- Control framework design: set KPIs, alerts, and reports for card settlement risk.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
Your classes are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to change platforms... I thank you for everything you do, I've already recommended you to other people...

Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can switch chapters and skip content I don't need.

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