Agricultural Credit Course
Master the full cycle of agricultural lending, from evaluating farm financials to structuring loans and managing portfolio risk. This course gives credit analysts, lenders, and ag finance professionals the practical tools to make sound, defensible lending decisions. Build expertise that directly applies to real-world farm credit environments.

from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
This course covers every stage of agricultural credit, starting with the fundamentals of farm lending institutions and loan types. You will develop proficiency in analyzing farm financial statements and applying ratio-based credit analysis across five key dimensions. You will learn to assess borrower creditworthiness, structure loan terms, and price credit based on risk. The course also addresses production, price, and financial risks specific to agriculture, along with mitigation strategies. Advanced topics include portfolio management, problem loan resolution, agribusiness lending, and strategic credit policy. By the end, you will be equipped to handle complex farm credit decisions with confidence.
Elevify advantages
Develop skills
- Farm Financial Statement Analysis: Interpret balance sheets, income statements, and cash flow reports accurately.
- Credit Risk Assessment: Evaluate borrower creditworthiness using the Five Cs framework confidently.
- Loan Structuring: Design repayment schedules aligned with seasonal farm cash flow patterns.
- Portfolio Management: Monitor agricultural loan portfolios and resolve problem loans effectively.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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