Mastercard Authorization Systems and Business Rules
This course teaches how Mastercard authorisation truly operates. Design intelligent issuer rules, select accurate response codes, minimise false declines, combat fraud, and ensure compliance to enhance approval rates, safeguard revenue, and elevate cardholder experience.

4 to 360 hours of flexible workload
certificate valid in your country
What Will I Learn?
Mastercard Authorisation Systems and Business Rules offers a targeted, hands-on course revealing Mastercard authorisation mechanics, covering ISO 8583 and ISO 20022 message flows, EMV card-present processes, fraud detection, and risk assessment. Gain skills to craft issuer decision logic, use appropriate response codes, manage intricate scenarios, and comply with US, EU, and Brazil network and regulatory standards while optimising approval rates and minimising disputes.
Elevify Advantages
Develop Skills
- Design issuer rules to build smart, targeted declines that boost approvals.
- Master response codes by mapping precise Mastercard codes to issuer actions.
- Build fraud controls using risk scoring, 3DS, and velocity checks in real time.
- Configure stand-in and compliance rules to meet US, EU, and Brazil mandates.
- Convert complex scenarios into policy by scripting rule engine flows for authorisation cases.
Suggested Summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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