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Risk Modeling Fundamentals Course

Risk Modeling Fundamentals Course
flexible workload of 4 to 360h
valid certificate in your country

What will I learn?

The Risk Modeling Fundamentals Course gives you a clear, practical toolkit to quantify and manage credit risk on unsecured personal loans. Learn core metrics like PD, LGD, EAD, and expected loss, build simple amortizing loan models, and link risk to pricing, margins, and P&L. You will practice portfolio aggregation, benchmarking with real US data, stress testing, and writing concise, defensible assumptions and conclusions for decision-makers.

Elevify advantages

Develop skills

  • Credit risk metrics: apply PD, LGD, EAD and EL to real loan portfolios.
  • Expected loss modeling: compute loan and portfolio EL with clean, audit-ready tables.
  • Pricing and P&L impact: link expected loss to rates, margins, and break-even.
  • Stress testing skills: run PD/LGD shocks, interpret results, and size buffers fast.
  • Data benchmarking: use US loan datasets to set practical PD, LGD, and rate assumptions.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload
Workload: between 4 and 360 hours

What our students say

Your classes are perfect. I got the one-year package and finally have the chance to follow several topics I'm interested in without having to switch platforms... thank you for everything you do, I've already recommended you to others...
Giulio Carlo
Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can switch chapters and skip content I don't need.
Mariana Ferres
Mariana FerresPhotography Student
I like the content and the way the videos are presented and transcribed, which speeds up the process!
Luciana Alvarenga
Luciana AlvarengaNail Design Student
The platform is fast and easy to use. The variety of content and the extra videos really help with learning.
Giulio Carlo
Giulio CarloPrompt Engineering Student

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