Credit Analyst Course
Master the full credit analysis workflow — from reading financial statements to writing credit memos that get approved. This course gives you the technical skills and professional judgment banks actually look for. Whether you're breaking into credit or leveling up your career, this is the training that delivers results.

flexible workload of 4 to 360h
valid certificate in your country
What will I learn?
You will learn how to analyze financial statements, calculate and interpret credit ratios, and build cash flow projection models from scratch. The course covers business and industry risk assessment, internal credit rating methodologies, and loan structuring principles. You will develop the ability to identify early warning signals in a borrower's financials and respond appropriately. Advanced topics include leveraged finance, real estate credit, cross-border lending, and the use of data analytics in credit workflows. You will also build the writing and presentation skills needed to communicate risk assessments clearly to credit committees.
Elevify advantages
Develop skills
- Financial Statement Analysis: Interpret balance sheets, income statements, and cash flow reports accurately.
- Credit Risk Rating: Assign internal risk ratings and structure loan facilities with confidence.
- Cash Flow Projection: Build multi-year forecast models to evaluate borrower repayment capacity.
- Credit Memo Writing: Produce clear, persuasive memoranda that win credit committee approvals.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workloadWhat our students say
Your classes are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of my interest without needing to change platforms... I thank you for everything you do, I've already recommended you to other people...

Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can switch chapters and skip content I don't need.

Mariana FerresPhotography Student
I like the content and the way videos are presented and transcribed, which speeds up the process!

Luciana AlvarengaNail Design Student
The platform is fast, simple to use. The diversity of content and complementary videos really help with learning.

André FelipePrompt Engineering Student
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