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Risk Modeling Fundamentals Course

Risk Modeling Fundamentals Course
4 to 360 hours flexible workload
valid certificate in your country

What will I learn?

The Risk Modelling Fundamentals Course provides a clear, practical toolkit to quantify and manage credit risk on unsecured personal loans. Learn core metrics like PD, LGD, EAD, and expected loss, build simple amortising loan models, and link risk to pricing, margins, and P&L. You will practise portfolio aggregation, benchmarking with real US data, stress testing, and writing concise, defensible assumptions and conclusions for decision-makers.

Elevify advantages

Develop skills

  • Credit risk metrics: apply PD, LGD, EAD and EL to real loan portfolios.
  • Expected loss modelling: compute loan and portfolio EL with clean, audit-ready tables.
  • Pricing and P&L impact: link expected loss to rates, margins, and break-even.
  • Stress testing skills: run PD/LGD shocks, interpret results, and size buffers fast.
  • Data benchmarking: use US loan datasets to set practical PD, LGD, and rate assumptions.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

Your lessons are perfect. I purchased the one-year package and finally have the opportunity to follow various topics of interest without needing to change platforms... I'm grateful for everything you do, I've already recommended you to other people...
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Giulio CarloDigital Marketing Student
I like how the lessons are straight to the point and how I can change chapters and skip content I don't need.
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Mariana FerresPhotography Student
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Luciana AlvarengaNail Design Student
The platform is fast and simple to use. The diversity of content and complementary videos really help with learning.
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André FelipePrompt Engineering Student

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