Applied Credit Analysis Course
This course equips participants with hands-on skills in credit analysis, from financial statement normalization and ratio analysis to advanced cash flow modeling, covenant design, and risk monitoring techniques for effective credit decision-making.

4 to 360 hours flexible workload
valid certificate in your country
What will I learn?
The Applied Credit Analysis Course provides practical tools to assess borrowers with confidence. Learn to normalise financial statements, interpret key ratios, and construct cash flow–based debt capacity models. Develop skills in covenant design, collateral evaluation, and portfolio monitoring, including early warning indicators and remediation steps, so you can structure stronger deals and manage risk more effectively.
Elevify advantages
Develop skills
- Credit data normalisation: Clean, adjust, and standardise financial statements quickly.
- Financial ratio insight: Turn liquidity, leverage, and coverage ratios into decisions.
- Cash flow & DSCR modelling: Build 5-year debt, stress tests, and refinancing views.
- Covenant structuring: Design tight, realistic covenants, collateral, and loan terms.
- Early warning monitoring: Set up EWI dashboards, watchlists, and escalation paths.
Suggested summary
Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
FAQs
Who is Elevify? How does it work?
Do the courses come with a certificate?
Are the courses free?
What is the duration of the courses?
What are the courses like?
How do the courses work?
What is the duration of the courses?
What is the cost or price of the courses?
What is an online course and how does it work?
PDF Course