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Credit Analysis Fundamentals Course

Credit Analysis Fundamentals Course
4 to 360 hours flexible workload
valid certificate in your country

What will I learn?

The Credit Analysis Fundamentals Course equips you with practical skills to assess borrowers, interpret and adjust financial statements, and analyse key ratios for lending decisions in the real world. You'll learn to structure equipment loans, evaluate collateral and guarantees, gauge coverage, investigate market interest rates, and deliver clear, evidence-based credit recommendations incorporating conditions, covenants, and risk mitigation strategies you can use straight away.

Elevify advantages

Develop skills

  • Build accurate financial statements: quick SME profit and loss and balance sheet analysis.
  • Calculate DSCR and essential credit ratios to evaluate small business debt capacity.
  • Model loan amortisation and payment schedules using practical online tools.
  • Assess collateral, guarantees, and legal terms for equipment-backed loans.
  • Write concise, bank-ready credit recommendations with clear risk justification.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

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EmersonPolice Investigator
The course was essential to meet the expectations of my boss and the company I work for.
SilviaNurse
Really great course. Lots of valuable information.
WiltonCivil Firefighter

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