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Credit Analysis Fundamentals Course

Credit Analysis Fundamentals Course
4 to 360 hours flexible workload
valid certificate in your country

What will I learn?

The Credit Analysis Fundamentals Course equips you with practical skills to assess borrowers, interpret and adjust financial statements, and analyse key ratios for lending decisions in the real world. You'll learn to structure equipment loans, evaluate collateral and guarantees, gauge coverage, investigate market interest rates, and deliver clear, evidence-based credit recommendations incorporating conditions, covenants, and risk mitigation strategies you can use straight away.

Elevify advantages

Develop skills

  • Build accurate financial statements: quick SME profit and loss and balance sheet analysis.
  • Calculate DSCR and essential credit ratios to evaluate small business debt capacity.
  • Model loan amortisation and payment schedules using practical online tools.
  • Assess collateral, guarantees, and legal terms for equipment-backed loans.
  • Write concise, bank-ready credit recommendations with clear risk justification.

Suggested summary

Before starting, you can change the chapters and the workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

Your classes are perfect. I got the one-year package and finally have the chance to follow a range of topics I'm interested in without having to switch platforms... thank you for everything you do, I've already recommended you to others...
Giulio Carlo
Giulio CarloDigital Marketing Student
I like how the lessons get straight to the point and how I can switch chapters and skip content I don't need.
Mariana Ferres
Mariana FerresPhotography Student
I like the content and the way the videos are presented and transcribed, which speeds up the process!
Luciana Alvarenga
Luciana AlvarengaNail Design Student
The platform is fast and easy to use. The variety of content and the extra videos really help with learning.
Giulio Carlo
Giulio CarloPrompt Engineering Student

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