from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
The Fundamentals of Risk Modelling Course provides you with a straightforward, hands-on toolkit to measure and handle credit risk for unsecured personal loans. You will learn key measures like PD, LGD, EAD, and expected loss, create basic amortising loan models, and connect risk to pricing, profit margins, and profit and loss. You will practise combining portfolios, comparing with actual US data, conducting stress tests, and preparing clear, solid assumptions and findings for those making decisions.
Elevify advantages
Develop skills
- Credit risk measures: apply PD, LGD, EAD and EL to actual loan portfolios.
- Expected loss modelling: calculate loan and portfolio EL using neat, verifiable tables.
- Pricing and P&L effects: connect expected loss to interest rates, margins, and break-even points.
- Stress testing abilities: perform PD/LGD shocks, analyse outcomes, and quickly determine buffer sizes.
- Data comparison: utilise US loan data sets to establish realistic PD, LGD, and rate assumptions.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
As suas aulas são perfeitas. Adquiri o pacote de um ano e, finalmente, tenho a oportunidade de acompanhar diversos temas do meu interesse sem precisar mudar de plataforma... agradeço por tudo o que fazem, já recomendei vocês a outras pessoas...

Giulio CarloAluno de Marketing Digital
Eu gosto de como as lições são direto ao ponto e como eu consigo alterar capítulos e pular conteúdos que não preciso.

Mariana FerresAluna de Fotografia
Gosto do conteúdo e do modo de apresentação e transcrição de vídeos, o que acelera o processo!

Luciana AlvarengaAluna de Design de Unhas
A plataforma é rápida, simples de usar. A diversidade de conteúdo e os vídeos complementares ajudam muito no aprendizado.

Giulio CarloAluno de Engenharia de Prompt
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