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Credit Analysis Fundamentals Course

Credit Analysis Fundamentals Course
from 4 to 360h flexible workload
valid certificate in your country

What will I learn?

The Fundamentals of Credit Analysis Course equips you with practical skills to assess borrowers, interpret and adjust financial statements, and analyse key ratios for lending decisions in real life. You will learn to structure equipment loans, evaluate collateral and guarantees, measure coverage, investigate market interest rates, and prepare clear, well-supported credit recommendations with conditions, covenants, and mitigation strategies that you can apply right away.

Elevify advantages

Develop skills

  • Build clean financial statements: quick SME P&L and balance sheet analysis.
  • Calculate DSCR and core credit ratios to evaluate small business debt capacity.
  • Model loan amortization and payment schedules using practical online tools.
  • Assess collateral, guarantees, and legal terms for equipment-backed loans.
  • Write concise, bank-ready credit recommendations with clear risk rationale.

Suggested summary

Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.
Workload: between 4 and 360 hours

What our students say

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EmersonPolice Investigator
The course was essential to meet the expectations of my boss and the company where I work.
SilviaNurse
Very great course. Lots of rich information.
WiltonCivil Firefighter

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