from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
The Credit Course equips you with practical, step-by-step skills to assess small business borrowers with assurance. You will grasp essential lending principles, secured versus unsecured setups, major U.S. regulations, and the 5 Cs of credit. Gain proficiency in financial statements, cash flow, DSCR, and debt ratios, then utilise straightforward processes for arranging terms, preparing covenants, evaluating collateral, and composing succinct, evidence-based credit recommendations.
Elevify advantages
Develop skills
- Analyse small business financials: ratios, cash flow, and debt capacity swiftly.
- Structure intelligent loan terms: pricing, covenants, maturities, and repayment sources.
- Apply the 5 Cs of Credit: integrate quantitative and qualitative judgement in a few days.
- Draft clear credit memos: concise approvals, conditions, and decline rationales.
- Evaluate collateral and guarantees: value assets, perfect liens, and minimise losses.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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