from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
This Credit Risk Analysis Course equips you with practical tools to assess SME borrowers in Nigeria’s food distribution sector, from interpreting financial statements and projecting cash flows to calculating PD, LGD, and EAD. You will learn to arrange credit facilities, set up covenants, evaluate collateral and management strength, and prepare straightforward credit memos with firm recommendations for approval by the committee and continuous oversight.
Elevify advantages
Develop skills
- Credit memo writing: put together clear, bank-standard recommendations in no time.
- SME financial modelling: create and test cash flow and covenant scenarios quickly.
- PD, LGD, EAD estimation: use hands-on credit scoring for SME loan books.
- Credit structuring: set up covenants, pricing, limits, and collateral that deliver results.
- Sector risk assessment: examine Nigerian SME food distributors using actual data.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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