Mastercard Authorization Systems and Business Rules
This course teaches how Mastercard authorisation truly operates. Design intelligent issuer rules, select accurate response codes, minimise false declines, combat fraud, and ensure compliance to enhance approval rates, safeguard revenue, and elevate cardholder experience.

from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
Mastercard Authorisation Systems and Business Rules offers practical insights into Mastercard authorisation processes, covering ISO 8583 and ISO 20022 message flows, EMV card-present procedures, fraud detection, and risk assessment. Gain skills to create issuer decision logic, utilise appropriate response codes, manage intricate scenarios, and comply with US, EU, and Brazil regulations while optimising approval rates and minimising disputes.
Elevify advantages
Develop skills
- Design issuer rules to build smart declines that increase approvals.
- Master response codes by mapping precise Mastercard codes to issuer actions.
- Build fraud controls using risk scoring, 3DS, and velocity checks in real time.
- Configure stand-in and compliance to align with US, EU, and Brazil mandates.
- Turn complex authorisation scenarios into policy by scripting rule engine flows.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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