Customer Risk Course
This course equips you with essential tools for customer risk management in finance. Learn to evaluate creditworthiness, dissect SME financial statements, benchmark industries using reliable data sources, create basic scoring models, structure secure loans with covenants and collateral, and produce clear credit memos to justify lending decisions effectively to stakeholders.

from 4 to 360h flexible workload
valid certificate in your country
What will I learn?
Gain practical skills to assess commercial borrowers confidently. Master credit risk fundamentals, analyse SME financials, benchmark sectors with trusted data. Develop scoring models, design loans with strong covenants and security, and craft compelling credit reports for informed lending.
Elevify advantages
Develop skills
- SME financial analysis: quickly read, adjust, and compare key financial statements.
- Credit risk modelling: develop straightforward PD, LGD, and scoring systems for SMEs.
- Loan structuring: customise covenants, collateral, and terms based on borrower risk.
- Industry benchmarking: apply external data to evaluate margins, debt levels, and risks.
- Credit memo drafting: clearly communicate approvals, terms, or rejections to decision-makers.
Suggested summary
Before starting, you can change the chapters and workload. Choose which chapter to start with. Add or remove chapters. Increase or decrease the course workload.What our students say
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